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How to Protect Your Aging Loved One's Wealth

Elder Law Asset Protection

As a loved one ages, family and friends frequently feel helpless as they witness their physical and mental decline. During this time, there are so many things to consider, such as housing, help with daily living skills, medical needs, and more. In addition to ensuring that your loved one is mentally and physically taken care of, is also crucial to protect their wealth and secure their financial legacy.

Sometimes, a person with considerable assets passes away without a will or trust and their estate ends up in probate. In other instances, a conniving “friend” or “caregiver” manages to swindle large sums of money from an aging person who is vulnerable because of their diminishing mental capacity. In order to avoid these terrible situations, it is important to seek the guidance of attorneys who practice elder law with a concentration in asset protection.

A Family Limited Liability Company, FLLC, is a great way to protect the wealth of an aging family member. Generally, parents or grandparents will transfer assets into an LLC and family members will be given or sold interests at a point in time determined by the parent or grandparent. The FLLC is a great wealth transfer planning tool and can be implemented by a lawyer who has experience in this type of asset protection.

There are other ways to protect a family member’s wealth, such as a spousal transfer or an irrevocable trust. In order to determine which type of wealth protection best suits your family’s needs, it is prudent to meet with a knowledgeable lawyer to discuss your options.

If you or your loved one resides in the Greater Columbus area, contact the legal experts at Baxter & Borowicz, Attorneys At Law. With more than 50 years of experience in estate planning, elder law and asset protection, we’re prepared to handle all of your wealth protection needs. Contact us today!

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